Fund Term

1. Investing in mutual fund units is not a deposit and involves investment risk. Investors may receive a return higher or lower than their initial investment, or may not receive the redemption payment within the specified time, or may not be able to redeem the units as instructed.

2. Investors should invest in mutual fund units only when they consider the investment suitable for their objectives, experience, and financial status, and when they accept the risks that may occur from the investment. These risks include risks from securities, liquidity risk, default risk, counterparty risk, foreign exchange risk, and repatriation risk. Investors may gain, lose, or receive less money than the initial investment.

3. Investors should carefully study the mutual fund’s prospectus and other documents, especially the various risks and the investment policy of each fund, before making an investment decision. They should also keep the prospectus and documents (such as the investment guide) for future reference.

4. Investors who wish to obtain more information or have questions about the investment can directly contact Pine Wealth Solution Securities Company (“the Securities Company”) or the fund management company that established the mutual fund.

5. The past performance of the mutual fund does not guarantee future performance.

6. For investments in Super Savings Funds (SSF) and Retirement Mutual Funds (RMF), unitholders of the mutual fund must comply with the investment conditions and conditions specified by the Revenue Department (which can be studied from the investment guide provided by the Securities Company and the management company). Otherwise, investors will not receive tax benefits and/or may have tax withheld at source from profits, as well as be required to return previously received tax benefits within the specified period, and/or may have to pay additional money and penalties under the Revenue Code. Investors must keep the mutual fund investment documents as evidence to prove compliance with the specified conditions for claiming tax benefits if requested in the future.

7. The Securities Company reserves the right to modify, improve, or change any information on this online system without prior notice.

8. The mutual fund is a separate legal entity from the Securities Company. Therefore, the Securities Company is not obligated to compensate for the losses of the mutual fund. The fund’s performance does not depend on the financial status or performance of the Securities Company.

9. Investors should understand the fund characteristics, return conditions, and risks before making an investment decision.

Terms and Conditions for Executing Transactions to Buy, Sell, or Switch Investment Units via Facsimile, Telephone, Internet, and/or Electronic Mail

I wish to use the service to execute transactions to buy, sell, or switch investment units via facsimile, telephone, internet, and/or electronic mail. I agree to comply with and be bound by the following conditions:

(1) I accept the risks from conducting transactions via fax, telephone, internet, and/or email, and I will be solely responsible for any damage arising from transactions through these channels. The Securities Company, including its employees, agents, and contractors, shall not be liable for any damage, and I agree not to claim any compensation for damages caused by such events from the Securities Company.

(2) I agree to comply with the conditions of the Securities Company regarding transactions via fax, telephone, internet, and/or email, and the company will clearly notify the details. Transactions will be processed through these channels within the time specified by the Securities Company. If the time limit is exceeded, I agree that the transaction will be considered as being conducted on the next business day, and I accept the purchase, sale, or switch price of the next business day for that transaction.

(3) I understand and acknowledge the risks arising from conducting transactions via fax, telephone, internet, and/or email, such as loss of data during transmission, slow data transmission, inability to send data, network system malfunction, errors and inaccuracies of received data due to limitations in using these services, as well as damage to any peripheral equipment and data or items within such equipment caused by the use of these services. If any damage occurs due to such events, I agree not to claim any compensation and accept all such risks myself.

(4) I agree not to revoke transactions that the Securities Company has already processed.

(5) I acknowledge and agree that if I wish to modify or change information and/or details or cancel the use of financial transaction services via fax, telephone, internet, and/or email, I must notify the Securities Company in writing or as prescribed by the company. The Securities Company is not obliged to verify such information and I accept full responsibility for any resulting damage.

(6) I agree that conducting transactions via fax, telephone, internet, and/or email is deemed equivalent to performing the actions myself. I also agree to indemnify and hold harmless the Securities Company, including its employees, agents, and contractors, from any liability or damage arising from actions taken in accordance with my instructions and/or those of my representatives. The Securities Company shall not be responsible for any damages resulting from such transactions.

Terms and Conditions for Using the Report Request Service via the Company's Website

I acknowledge and agree that I can download the investment certificate for SSF, SSFX, LTF, and RMF mutual funds, the withholding tax certificate, the statement of outstanding units, as well as any other documents from the Securities Company's website. To download such documents, I must provide my national identification card number and an OTP (One-Time Password), which the system will send to the mobile phone number I specified in my mutual fund account opening application.

Letter of Appointment of Agent for Trading Investment Units and Power of Attorney For Omnibus Account

For the Omnibus Account, I authorize the Securities Company to act as my representative in performing various actions related to the purchase and sale of mutual fund units without disclosing the name of the unitholder (Omnibus Account) as follows:

1. To buy, sell, switch, transfer, receive transfers, close accounts, increase or decrease capital, make payments for purchasing units, receive funds from the sale of units, receive any money or benefits, settle debts, provide and/or receive information, cancel, amend, or change information via fax, telephone, and/or electronic systems, conduct transactions, approve and certify documents, receive statements, receive or send any notices, or perform any other actions related to the Omnibus Account opened with the Securities Company.

2. To sign documents to certify, confirm, approve, receive or send any notices, cancel, amend, change any transactions, or perform any other actions as stated above on my behalf until completion.